Uber's services have revolutionized modern travel. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for how to sue uber for accident medical bills, lost earnings, and pain and suffering.